Getting a home loan can be overwhelming. That’s why we’ve simplified the process! With NavyArmy, you can get face-to-face loan support with our home loan experts! They’re savvy, friendly, and ready to help you get approved. If this isn’t your first rodeo, there’s more than one way to get the type of home loan you need.
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With an approved loan, you are on the home-stretch towards closing. The lender will send closing documents to a title company that draws up paperwork and arranges for signing of documents. Once the documents have been signed and funding conditions have been met, the title is recorded and the process is complete.
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The program offers minimum deferred loans, 0% interest loans to qualified owners. The Veteran must provide either the DD 214, or Veteran ID card, must reside in the home one year prior to applying for assistance; must meet the income limits for the program, must have title in their name on year prior to applying, property taxes must be current and the Veteran must be a resident of the City of Corpus Christi.
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A conventional mortgage is pretty well known for not needing a huge down payment and limited mortgage insurance premiums. With a conventional mortgage loan, first time home buyers in Corpus Christi can get a mortgage loan with a little as 3% down. If you can manage to put at least 20% down, you won’t need to pay mortgage insurance on top of that.
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