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· Getting a mortgage from big national banks vs. local lenders? Find answers to this and many other questions on Trulia Voices, a community for you to find and share local information. Get answers, and share your insights and experience.
Local lenders tend to be more flexible in their loan guidelines. Small lenders often focus on niches the big banks tend to pass over. Local banks are more familiar with local market conditions and will factor this information into your loan approval. Cons. Some small lenders may have cut back on their offerings, as they grapple with the.
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· This is where online mortgage lenders come in. For the most part, these national lenders don’t have local offices. You’ll complete your pre-approval application online and submit documentation via email, fax, or mail. The best online mortgage lenders have top-notch customer service reps to walk you through the application process via phone.
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Find a Local Mortgage Lender for a Home Loan or Refinance.