A home is not just an asset, but also has many costs beyond financing; including regular repairs, homeowner’s insurance, and property taxes. If your down payment on a conforming loan is below 20% of the home’s value you will likely be required to carry private mortgage insurance (PMI) until the loan’s balance is below 80% of the home’s value.
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Select the loan that's right for you – We have three loan options available, and. To learn more about our loan options, visit our Loan Programs page or speak.
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FHA lending limits in TEXAS inform homebuyers how much FHA borrowing power they have in their area of the country. fha loans are designed for low to moderate income borrowers who are unable to make a large down payment.
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