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A home equity loan and a cash-out refinance are two ways to access the value that has accumulated in your home. If you already have a mortgage, a home equity loan will be a second payment to make.
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Cash-out refinance vs. home equity loans and lines of credit. Homeowners have three convenient ways to pay for large, even unexpected, expenses-a cash-out refinance, home equity loan or home equity line of credit (HELOC).
· Should you attempt a cash-out refinance to pay off HELOC mortgages or home equity loans? Sometimes, you should. Here’s how to make the decision.
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