California Hard Money Loan

A hard money loan is a specific type of asset-based financing where a borrower receives funds secured by equity in real estate. A California hard money lender like Source Capital is mainly focused on the equity in real estate as opposed to borrower credit and financials.

Private Money Lenders is here to assist you with loans in all of California. When it comes to real estate, don’t let a hard-to-finance loan situation stop you from making the purchase you want to make. Our mortgage loans offer a fast solution for you in these types of situations so you can get the money you need when you need it.

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By this point you should already know that rates on hard money loans for any type of california real estate are high. While most traditional mortgage companies charge rates of 3-4%, a private money lender will often be at 7-10% depending on the risk involved.

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In California, some courts have held that a seller carryback loan (a.k.a. purchase money debt, Time Price Doctrine) is not a loan, but a sale on credit. As a credit sale debt, a seller can carryback a note, secured or unsecured, and such may not be considered a loan subject to Californoa’s usury laws.

California Hard Money Loans from Aztec Financial. When conventional and other hard money lenders can’t step up to the plate, Aztec Financial is always ready to get you the needed capital fast with their no-hassle loan process, cutting down the underwriting process to a bare minimum so you can go for the gold.

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“I have made clear. costs will go up for the wealthy and for big corporations, and for hard-working middle-class families.

We use common sense in making our loan decisions. We base our loan qualifications on the property value, not on the borrowers’ credit and income; Stated Income, Sub-Prime, Hard Money and Bridge Loans. Whether you need to finance $50,000 or $1 million, HBS Finance can fund your loan.

Our hard money loan calculator will help you determine how much hard money might cost. If you are currently seeking hard money financing for your rehabs or fix-and-flip projects, visit LendingHome . They specialize in short-term lending for investors, have rates as low as 7.5% and a streamlined approval process.